Financial protection and peace of mind.

Any person who is over 6 months of age, who resides in Canada, is enrolled with and in regular attendance on a full time basis (minimum of 3 concurrent courses) with a Canadian kindergarten, elementary or secondary school, college or university, or any licensed or registered daycare, playschool or preschool and who has not taken or made arrangements to take full time permanent employment. Students enrolled in home schooling programmes are eligible as long as their curriculum is approved by the Provincial Ministry of Education.

For ease of application, you can apply online. You can also download an application and mail the application with payment or you can fax the application to us, using your credit card as payment, or you may contact us by telephone at 1-800-463-5437.

Yes, all plans available on the web are 24 hours per day, every day, during the full policy term.

All plans provide accident coverage outside the insured’s province or territory of residence for trips up to 30 days in duration. The Super Plan Plus upgrades this coverage to $100,000 and includes coverage for sickness.

Yes, there is a University/College plan available.

Yes, they are eligible for the upgrade to the University/College plan.

University/College students can be included on the same form, under the specified plan, but cannot be included as part of the family plan.

Reliable Life Insurance Company has been providing Student Accident Insurance for almost 40 years.

Some plans may not provide for all expenses incurred. Student Accident Insurance will help to fill in the gaps.

All premiums are one-time annual rates.

Insurance is effective on the later of: the date the application is received by Reliable Life Insurance Company or the date the premium funds are received by Reliable Life Insurance Company.

When applying on-line you have the option to print a confirmation at the end of the transaction. When applying by mail or fax you may request a receipt or use your cancelled cheque as proof of payment.

Yes, as long as the student is enrolled with and in regular attendance on a full time basis (minimum of 3 concurrent courses).

Yes, only one application is needed.

Students enrolled in home schooling programmes, are eligible, as long as their curriculum is approved by the Provincial Ministry of Education.

Plan 1, Plan 2, Plan 3, Super Plan and the Super Plan Plus include all the benefits that are described in the Student Accident Insurance Policy. All plans provide the same benefits with different benefit levels. In addition the Super Plan Plus provides Student Travel Protection.

The optional add-on benefit offers an additional total permanent disability benefit of $100,000 and an additional accidental death benefit of $5,000 to any plan that is chosen.

There is no age limit as long as the applicant meets the eligibility requirements.

For your convenience, the policy is available online at any time.

For all plans effective after August 1, 2007 the policy will terminate the earliest of:

You can use your confirmation sent to you by email if you’ve applied online. If you have applied by mail or fax you may request a receipt or use your cancelled cheque as proof of payment.

Yes, if necessary please contact our client service department at 1-800-463-5437.

Yes as long as the child continues to reside in Canada and remains a full time attending student. However, it is important you contact us with the new address.